API benefits
As a member you receive:
- Nil application fee on Basic Variable, Standard Variable and Fixed Rate Home Loans*
- 0.15% p.a. discount off Line of Credit and Standard Variable home loans
- 50% discount off Line of Credit application fee
Other benefits
Click here to find out about API benefits on Heritage personal loans or credit cards.
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The small print
You should read our fees and charges and terms and conditions booklets (available by phoning 13 14 22, on-line at www.heritageonline.com.au or in branches) before you decide whether this product is right for you.
All loans are subject to application and approval, fees, charges and conditions apply. *Application fee on home load usually $600 and is payable in some circumstances. Offer is subject to change without notice. Information current as at September 2009. Heritage Building Society Limited ABN 32 087 652 024, AFS Licence No. 240984.
"Commission Disclosure"
Under the National Consumer Credit Protection Act (2009) as an introducer agent of Heritage Building Society Limited (ABN 32 087 652 024 AFS Licence No. 240984) we receive commission payments (including GST) of:
* $200 up-front payment and 0.075% p.a. trailer commission on all API Home Loans settled.
* 0.075% trailer commission on all API Personal Loans disbursed.
* 20% of interchange on all API VISA Cards.
* $11 for each newly opened transaction account with a direct pay credit.
